Container · Board game rules
Does any money paid to the offshore bank always go to me first?
Quick answer
No — cash paid to the Off-Shore Bank goes into its auction lots, not directly to you; only whoever wins that auction lot later receives it.
Details
The rulebook explicitly distinguishes the Off-Shore Bank from the cash supply: "Cash paid to the Bank is added to its auction lots, while cash paid to the supply is returned to the supply piles" [p.7 — IMPORTANT]. So loan interest, auction buyouts, and default payments all get distributed among the Bank's cash/container lots rather than going to any specific player [p.14 — Paying the Bank].
That cash (or those containers) then sits in the Bank's lots until someone wins that lot through a Call Bank action and auction process. Only the eventual highest bidder at the start of their turn actually collects the cash or containers from that lot [p.14 — Winning a Bank Auction].
Watch out: Don't confuse "paying the Bank" (interest, loan repayments to supply, delivery auction buyouts) with "paying the supply." Loan repayments of $10 go back to the supply, not the Bank [p.17 — Repaying a Loan], while interest payments and buyout payments go to the Bank's auction lots [p.17 — Paying Interest], [p.16 — Auction Buyout].